Preparing For Homeownership
Buying a home is one of the biggest and most important investments you'll ever make. You can count on me for reliable, sound advice — whether it’s determining if now is the right time to buy or guiding you through each step of the process. I am committed to providing you with honest, transparent feedback that will empower you to make the most informed decision for your future.
Understanding what you can afford
Your first step in buying a home is to fully understand your finances. It's not as fun as looking at homes, but it's important and necessary to determine how much you can afford.
These two important topics are often misunderstood. Please be sure to have your Loan Officer explain your options and the associated pros and cons.
Down payments and PMI
Taking out a mortgage is a complex part of the homebuying process. As a previous Loan Officer, I can help you understand home loans, including how to get pre-approved, finding the right loan officer (if you don’t already have one). They will help you to complete the loan application and get you approved.
Applying for a home loan
Finding the right home
This is where I am most able to help - Finding the right home that fits your finances, lifestyle and stage of life requires planning. It’s time to ask yourself a few key questions about location, type of home and must-have features.
Location – Is it close to work, family, school, church, the gym and other convenient locations?
Do I want a Townhome, Single Family Home, or Condominium?
How many bedrooms and bathrooms?
What is my desired square footage?
Does the property have a Homeowners Association or require flood insurance?
What is a comfortable price point and mortgage payment?
You’ve found your dream home and now it’s time to make an offer. I will help you to determine a fair price and negotiate while making sure you stay within budget.
Making your offer
You’ve found your dream home and now it’s time to make an offer. I will help you to determine a fair price and negotiate while making sure you stay within budget.
Inspecting and appraising
You’ve found your dream home and now it’s time to make an offer. I will help you to determine a fair price and negotiate while making sure you stay within budget.
Closing your loan
TEXAS LAW REQUIRES all Real Estate license holders to provide the following
information to all prospective Buyers, Tenants, Sellers, and Landlords.